Bitwise Forecasts $122B of Crypto Inflows via U.S. 401(k) Plans, Potentially Driving Bitcoin Past $200K
🔑 Key Takeaways Bitwise projects that even a conservative 1% allocation from the $12.2 trillion U.S. 401(k) ecosystem could inject $122 billion into crypto. Such inflows could propel Bitcoin above $200,000 by end of 2025. A new U.S. executive order signed in August opens retirement plans to crypto. If replicated globally, the domino effect could reshape Bitcoin into a mainstream global asset. 🗞 Main Story Bitwise Asset Management highlights that U.S. 401(k) plans—the backbone of retirement savings—hold roughly $12.2 trillion , more than all U.S. ETFs combined. If just 1% of these assets were shifted into Bitcoin , the market could see $122B in inflows , driving BTC toward ~$194,000. A 10% allocation would represent ~$1.22T, pushing projections as high as $868,700 per BTC . This was enabled by an executive order signed on Aug 7, 2025 , which explicitly authorized cryptocurrencies, alongside private equity and real estate, as eligible assets in retirem...